Talk to your college student about how you will stay in touch if a disaster occurs. Make sure they understand that cell phones may not work during a disaster. Choose an emergency contact who does not live near you or the college. Arrange with your student to call that person if they can’t reach you during a disaster.

Visit the website for your student’s college to find out about the school’s disaster plans and procedures. Some colleges will provide a phone number that you can call in an emergency. If you don’t find the number on the website, call the admissions office and ask. Add the number to your emergency contact list. Make sure your student knows to call you if there is an emergency on campus. Also, ensure your student is registered for any emergency notification system on their campus.

Talk to your insurance agent to find out if your policy covers your student’s belongings while they are away at school. You may need to buy an additional renter’s policy. Also check with your health insurance carrier to find out where your student can find covered healthcare at school.